Get your financial foundations right from the start.
Smart financial decisions early make everything easier later. Foundation Advice is a streamlined service built for people in the early stages of their career, covering the essentials that matter most, without the cost of full comprehensive advice.
What’s included
The Four Pillars of Foundation Advice
Superannuation
Choosing the right super fund, consolidating old accounts, setting an appropriate investment option, and understanding how contributions affect your long-term balance. Get this right early and it looks after itself.
Personal Insurance
Life, total and permanent disability, income protection. We work out what you actually need at this stage, safeguard for future goals, and make sure you're not over or underinsured. Insurance is also cheaper and easier to obtain when you're young and healthy, so it's worth getting right early.
Savings & Goal Planning
A savings plan that fits your income and goals. Home deposit, investment portfolio, or building a buffer. Cash flow and spending are part of it too.
Mortgage Referral
When you're ready to buy, we can connect you with a specialist mortgage broker. We stay involved to make sure the lending decision fits your broader financial plan.
How it works
Focused Advice for Life’s Key Decisions
Foundation Advice is a defined piece of work, not an open-ended commitment. It covers the essentials, gives you a written plan to act on, and is priced to be accessible at this stage of life. If your needs grow, comprehensive advice is always available.
Complimentary conversation (30 min)
— we confirm Foundation Advice is the right fit for where you are.
Foundation meeting
— a focused session covering your super, insurance, savings, and goals.
Written summary
— clear recommendations and agreed actions, in writing.
Implementation
— we help you action the key changes.
Your call
— stick to Foundation Advice, or transition to comprehensive advice when the time is right
Who this is for
- People early in their career building financial habits and foundations
- Tradies and sole traders who haven't had a chance to review their super or insurance
- Anyone who knows they should have their finances sorted but hasn't found the right starting point
- People saving for a first home who want a strategy, not just a savings account